List of the Top Medical Insurance in the Philippines You May Consider
MEDICAL INSURANCE PHILIPPINES – Here is a guide on the best health insurance policies in the Philippines and their offers.
The medical insurance or also called the health insurance is one of the insurance policy types that many people consider in the Philippines. It is a turn to and one of the best preparations in times of emergencies aside from the life insurance.
1. MediCard
There are countless Health Management Organizations (HMOs) in the Philippines and one of the most trusted HMOs is the MediCard. It is accredited with several hospitals, clinics, and healthcare providers in the country.
At least 40,000 doctors and dentists offer services covered by MediCard. More than a thousand healthcare providers are also linked to this medical insurance firm. It is priced at P500 for one year. It offers the following benefits and features:
- Unlimited check-ups with their primary care physicians and select specialists
- 20% discount on labs and tests
- One-time annual physical exam
- Valid for one year at any MediCard free-standing clinic where the card was bought
The medican insurance firm has several other offers. You may visit — Medicard.
2. Kaiser International
One of the medival insurance companies in the Philippines that has a wide range of health insurance policy offers is the Kaiser International Healthgroup Inc. It offers both short-term and long-term packages.
The short-term packages offered by Kaiser International includes the following benefits and features:
- Dental Care
- Emergency Care
- Preventive health care
- In-patient care
- Out-patient care
With regards to the long-term packages offered by the health insurance company, the following benefits and features are included:
- Basic medical benefits
- Annual Physical Examination
- Yearly health care hospital benefit limit
- Cost-free health benefits
- Term life insurance
- Over 500 accredited hospitals, hospital ICU, and Operating Room
- Over 1,000 accredited Physicians, Specialists, Surgeons, and Anesthesiologists
- Waiver of the installment due to death
- Unlimited dental check-ups, once a year free dental prophylaxis, unlimited simple tooth extraction
- Additional yearly health care hospital benefit limit
- Long term care benefits
- Special and extended benefits
- Long term health care experience incentive hospital benefit limit
- Accidental death and dismemberment insurance
- Lifetime access to over 1,000 doctors, over 500 hospitals as long as you have funds available in your health benefits
- Waiver of the installment due to disability and permanent disability
You may visit — Kaiser International.
3. PRU Life U.K.
The PRU Life U.K. offers PRUWellness which can provide either a daily or lump sum cash benefits for the insured individuals to help cover the costs of hospital confinement.
The cost of PRUWellness is based on the age of the insured. Here are the benefits and features offered under this medical insurance offer in the Philippines:
- Daily Hospital Income Benefit
- Long-term Hospitalization Benefit
- Dread Disease Benefit
- ICU Benefit
- Surgical Expense Reimbursement
- Death Benefit from the Term Insurance
You may visit — PRU Life U.K.
4. Sun Life
When it comes to insurance companies that offer different kinds of insurance policies including a medical insurance, one of the trusted firms is Sun Life. One of its offers is the Sun Fit and Well.
The Sun Fit and Well is not just a health insurance plan but also a life insurance policy. It provides coverage for critical illness. Here are its other benefits and features:
- Preventive wellness benefit
- Comprehensive critical illness benefit
- Specific cancer booster benefit
- Life insurance protection
- Special bonus and dividend earnings
- Limited payment period
The Sun Life has several other insurance policy offers. You may visit — Sun Life.
5. Maxicare
One of the pioneers in the country among the Health Management Organizations (HMOs) is Maxicare. It is one of the top medical insurance companies in the Philippines for several years now and it is partnered with over 56,000 doctors and 1,000 partner clinics and hospitals.
Maxicare’s coverage includes the following benefits and features:
- In-Patient Care
- Out-Patient Care
- Preventive Care
- Emergency Care
- Annual Check-Up (ACU)
- Dental Care (Optional)
- Maxicare’s International Assist Program
- Dreaded Disease/Condition
For the offers of the Maxicare, you may visit — Maxicare.
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