Guide on Travel Insurance Policies in the Philippines for Pinoys Going Abroad
TRAVEL INSURANCE PHILIPPINES – Here are the best picks for Filipinos traveling abroad who want to get an insurance policy.
There are Filipinos who frequently travel abroad. Some do this for business purposes while others do it for leisure or to visit their loved ones who are based in other countries. These individuals usually take a travel insurance for their safety and protection.
A travel insurance is a type of policy that safeguards the insured during the traveling. It may also give a lump sum to the family or beneficiaries of the insured in case an accident takes place that result to the death of the person.
You can check the guide below for the best travel insurance companies or offers in the Philippines.
Based on an article on Grit, here are the best travel insurance companies and offers in the Philippines:
World Nomads
This insurance company offers its services worldwide. It is based in Sydney, Australia and many Filipinos turn to it for its “active” insurance features that include the following:
- Pain relieving dental treatment
- Prescribed medicines by a doctor or specialist
- Daily emergency cash allowance in hospital
- Hospitalization or treatment by a doctor or specialist
- Physiotherapy or chiropractic treatment
- Treatment by acupuncture or osteopath
- Counseling after an assault or mugging
- Sports & adventure activities
- Study, work and volunteer
AXA iON – Smart Traveler
The AXA iON is another insurance company that offers its travel insurance policies worldwide. It offers a comprehensive list of options for those who want to purchase a policy including the following choices:
- Personal accident
- Medical Expenses
- Emergency Medical Evacuation and Repatriation
- Travel Inconveniences
- Personal Belongings
- Other Benefits (Personal liability, hijacking, kidnapping, funeral and burial expenses)
AIG Travel Guard
The AIG Travel Guard, one of the best travel insurance offers in the Philippines, also has a worldwide service coverage. Based on the article, its policy has the following coverage:
- Medical expense
- Medical evacuation
- Repatriation expense
- Personal accident
- Child Guard
- Compassionate visit
- Baggage delay
- Trip cancellation
- Trip termination
- Baggage and personal effects
- Flight delay
- Loss of travel documents
- Personal liability
Fortune General
The Fortune General also offers its services worldwide. This travel insurance company which is one of the best in the Philippines offers policies that cover Asia, Schengen in Europe, and several other countries around the world.
Its travel insurance policy coverage includes the following:
- Accidental benefit
- Medical expense and hospitalization
- Medical evac or repatriation
- Emergency Dental Care
- Repatriation of Family Member
- Repatriation of Mortal Remains
- Compassionate Emergency Visits
- Compassionate Emergency Return
- Care for Minor Children
- Flight Delay
- Missed connecting flight
- Trip diversion
- Strikes and aircraft hijacking
- Emergency trip cancellation
- Emergency trip termination
- Personal belongings and baggage
- Other services
Pacific Cross
One of the companies that offer affordable travel insurance companies is the Philippine-founded firm Pacific Cross. It extends its services worldwide and its offer’s coverage includes the following:
- In-patient and Out-Patient care
- Emergency dental treatment
- Emergency room availment and in-patient reimbursement for pre-existing conditions
- Recreational activities
- Recreational extreme sports
- Implants coverage necessitated by a covered accident
- Hospital income
- Funeral and burial expenses
- Personal accident
- Personal liability
- Land vehicle rental excess protection
- Baggage delay
Thank you for visiting Philnews.ph. You may express your thoughts and reactions below through the comment section. You may also follow us on Facebook, on Twitter, and subscribe to our YouTube channel Philnews Ph.
Aside from the travel insurance, another type of policy is the life insurance. To check on the top offers and providers of this type of insurance policy, you may visit — Life Insurance Philippines 2023 — Top 10 Insurance Companies in PH.