Apply for SSS Housing Loan: Here’s Guide on the Application & Requirements

APPLY FOR SSS HOUSING LOAN – Here is a guide on the application process and the requirements in applying for the Social Security System (SSS) loan offer.

Are you planning to apply for the Housing Loan offer of the Social Security System (SSS)? There are a few steps and quite a list of documentary requirements that you must comply with in applying.

SSS Housing Loan: How To Apply & the Requirements to Prepare

Guide on SSS Housing Loan Application Process & the Requirements

SSS HOUSING LOAN – Here is a guide on the application process in appplying for this loan offer of the Social Security System (SSS) and the requirements.

One of the social insurance institutions in the Philippines is the Social Security System. More commonly called SSS, its member population is most composed of individuals working in the private sector and self-employed individuals.

The SSS members submit monthly contributions to the social insurance institution. In return, members may be eligible for loans and benefits. One of the loan offers is the SSS Housing Loan.

SSS Housing Loan
Photo Credit: PIA

How to Apply for SSS Housing Loan & the Requirements

Step 1 – Check if you are qualified to apply for the loan offer. To qualifify for the Housing Loan offer of the Social Security System, the member-borrower must be:

  • an SSS member who has paid at least 36 months contributions and 24 continuous contributions in the period prior to the application
  • not more than 60 years old upon the loan maturity
  • having no previous account of housing loan for home repair
  • not a recipient of the final benefits of the SSS
  • having an updated account; if married, the spouse must also have an updated account

Step 2 – Prepare the requirements. There are documents that you must submit in applying for this loan offer. For the documentary requirements set by the Social Security System in applying for the loan offer, you may visit – Requirements for SSS Housing Loan for Home Repair / Improvement.

Step 3 – Go to a branch of the SSS nearest to you and submit your documentary requirements. The loan application evaluation may take a few working days. Wait for an update from the SSS regarding your loan application or do follow-up from time to time.

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You may also visit – SSS Salary Cash Loan Loanable Amounts – Here’s How Much You May Get

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