Pag-IBIG Fund HEAL Requirements 2025 — A Guide for OFW Members

Here’s List of Pag-IBIG Fund HEAL Requirements 2025 Below

PAG-IBIG FUND HEAL REQUIREMENTS 2025 – If you are an overseas Filipino worker or OFW member of the Fund, here are the documents required for application to the Home Equity Appreciation Loan offer.

Are you one of the members of the Pag-IBIG Fund? It is one of the giants in terms of state entities that provide loans. It has a member populace composed of millions of Filipinos residing in the Philippines and working abroad.

The Pag-IBIG Fund is operating in the Philippines for several decades already. There are several Pag-IBIG loans that members may apply for. Undeniably, the Housing Loan is the most popular loan offer of the state entity.

Many of the members of the Fund have acquired residential properties in an affordable way through the Pag-IBIG Housing Loan offer. The government entity has set huge loanable amounts under its loan offers.

Through the years, the Fund has continuously designed more loan offers to attend to the other needs of their members. One of the new loan offers of the state entity is the Pag-IBIG Home Equity Appreciation Loan or also called the Pag-IBIG Fund HEAL.

Under the Pag-IBIG Home Equity Appreciation Loan or HEAL, existing Housing Loan borrowers may obtain additional funds for their other goals while paying for the low monthly installments of their Housing Loan.

Under the Pag-IBIG HEAL, you may apply for the loan offer to get some funds for business capital, education expenses, travel, new purchases, and a lot more. The loan offer is open for both employed and self-employed members of the Fund as well as its OFW members.

In the case of the OFW members of the Fund, here are the Pag-IBIG Fund HEAL requirements for application:

If you are a self-employed individual, here are the Pag-IBIG Fund HEAL requirements for application:

duly-accomplished Pag-IBIG Home Equity Appreciation Loan (HQP-HLF-858)_V01
duly-accomplished Pag-IBIG Home Equity Appreciation Loan, for co-borrower/s (HQP-HLF-868)_V01
Proof of Income:
- Employment Contract:
  - Employment Contract between employee and employer; or
  - POEA Standard Contract
- Notarized Certificate of Employment and Compensation (CEC)
  - CEC written on the Employer/Company’s official letterhead; or
  - CEC signed by employer (for household staff and similarly situated employees) supported by a photocopy of the employer’s ID or passport
one (1) valid I.D.
updated Real Estate Tax Receipt/s as of the quarter immediately preceding the date of application
Health Statement Forms
Conformity Form for New/Subsequent Housing Availment (HLF409_V03), for co-borrowers who need to express their consent to the new HEAL application

Included in the list of the Pag-IBIG Fund HEAL requirements is a valid ID. Here are ID options in applying for a loan to Pag-IBIG Fund:

Philippine Identification (PhilID) Card
Passportincluding those issued by foreign governments
Driver’s License
Professional Regulation Commission (PRC) ID
National Bureau of Investigation (NBI) Clearance
Police Clearance
Postal ID
Voter’s ID
Tax Identification Number (TIN) ID
Barangay Certificationor Barangay IDs or similar documents bearing picture of the Member
Government Service Insurance System (GSIS) e-Card
Social Security System (SSS) Card
Senior Citizen Card
Overseas Workers Welfare Administration(OWWA) ID
Overseas Filipino Worker ID
Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
Alien Certification of Registration/Immigrant Certificate of Registration
Government Office and GOCC ID, e.g. AFP ID, Pag-IBIG Fund Loyalty Card
ID issued by the National Council on Disability Affairs (NCDA)
Department of Social Welfare and Development (DSWD) Certification
Integrated Bar of the Philippines ID
Company ID issued by Private Entities or Institutions Registered with or supervised or regulated either by the BSP, SEC or IC
PhilHealth Health Insurance Card ng Bayan