Lists of GSIS Solar Loan Requirements 2026 for Application
GSIS SOLAR LOAN REQUIREMENTS 2026 – Here are the qualifications and the documents that are required in applying for the Ginhawa Solar Energy Loan.
Are you one of the people who are eager to switch to renewable energy soon? Truth be told that the rising cost of electrical power has pushed more and more individuals to consider solar energy.
However, while the benefits of switching to solar energy may be really attractive, there is undeniably one thing that prevents many individuals from taking the move — the huge cost of the solar installation. Meanwhile, nowadays, it is no longer as much as a hurdle as it was.
There are now several entities that offer solar loans. In fact, one of them is the very popular Government Service Insurance System or more popularly known as the GSIS. The social insurance giant has a multi-million member populace. Thus, a lot of Filipinos have access to it.
Aside from the GSIS Calamity Loan, the social insurance giant also has the Ginhawa Solar Energy Loan. Under it, the member-borrower may loan up to Php 500,000.00 is loanable without a service fee. The social insurance giant boasts its offer with three salient features such as the following:
- save on eletricity, invest in clean, renewable energy
- lower electricity bills
- possible earnings through net metering
Before checking on the GSIS Solar Loan requirements, it is important to first check your eligibility to the offer of the Government Service Insurance System as a member. Here are the qualifications set under the offer:
- Must be in the service for at least three (3) years and has paid at least one (1) month premium contribution for both Personal and Government Share within the last six (6) months prior to the application
- No pending administrative case and/or criminal charge
- Not on leave without pay
- No GSIS loan accounts in default except housing loan
- Employed in an Agency which is not classified as “suspended” based on the GSIS records/system
- Resulting Net Take Home Pay (NTHP) after loan availment must not be lower than the amount required under the applicable provision of the General Appropriations Act (GAA), after all required monthly obligations, including GSEL amortization, have been deducted
The list of GSIS Solar Loan requirements is very short. Here are the documents that you will need:
Solar Panel Proposal/Quote
- a detailed quotation or proposal form from a solar panel installer indicating the cost of the solar panel system, installation fees, equipment to be used, etc.
Installation Agreement/Contract
- an agreement or contract signed with a solar panel installer, outlining terms of the installation, warranties, and other relevant conditions
Official Receipt (for those with reimbursement)
- for purposes of reimbursement of expenses incurred for the installation of solar panel system
The social insurance giant has made the application process even easier. To apply for the offer, you just have to apply online and upload your documents digitally through the GSIS Touch mobile application.
Please note that the Agency Authorized Officer (AAO) shall be required to certify the loan application through the “Secured On-Line Loan Certification Module” before the processing of the loan application.
If you are a GSIS pensioner, you might also like to check on the GSIS Pension Loan offer.