Guide on New SSS Contribution Table 2026 for Locally Employed Members
NEW SSS CONTRIBUTION TABLE 2026 – You can check here the monthly contribution rates set for locally-employed members of the Social Security System.
Planning for retirement is one of the best gifts you can give to yourself. However, many individuals overlook it until they are just a few years away from leaving the workforce. Transitioning into this next chapter becomes significantly smoother when you have a dependable retirement package to count on.
Since the insurance plans offered by private companies often come with high costs, the ones offered by public social insurance systems serve as a much more practical alternative for most Filipinos. The Social Security System or more popularly known as SSS is one of the giants in terms of state-run social insurance and it provides diverse loans and SSS benefits to its eligible members.
To secure that their employees are covered by the financial safety net provided by the SSS, employers strongly advocate for their staff to keep their accounts active. This is achieved by ensuring that the monthly premiums match the rates specified in the New SSS Contribution Table depending on the member’s source of income.
An active membership grant members essential protections during sickness, maternity, disability, and other critical life milestones. To secure the correct premium allocation to the Social Security System, payments must align precisely with the New SSS Contribution Table.
Here is the new SSS contribution table 2026 for the locally-employed members of the Social Security System:
By keeping up with the required monthly contributions to the Social Security System, a member may be eligible for a comprehensive suite of financial programs. Below are the primary loans offered by the social insurance giant:
SSS Salary Loan
The SSS Salary Loan functions as a multi-purpose cash advance for qualifying individuals. The core eligibility criteria include:
- has posted at least 36 monthly contributions in the SSS account
- updated in the payment of the SSS contributions
- 65 years old and below at the time of the loan application
- currently employed, self-employed, or voluntary member of the Social Security System
- has not received any final benefit from the SSS
- has not been disqualified due to fraud committed against the SSS
SSS Housing Loan
For members looking to renovate or fix their homes, the SSS Housing Loan is available under these specific qualifications:
- a member of SSS who has at least 36 months contributions with 24 continuous contributions in the period prior to application
- not more than 60 years old at the time of application
- not previously granted a repair and/or improvement loan by the SSS or NHMFC
- has not been granted final SSS benefits
- updated in the payment of their other SSS loan(s), if any
SSS Calamity Loan
The Social Security System also extends immediate financial relief to individuals residing in disaster-stricken regions. This assistance helps members recover from severe environmental events, provided they meet these standards:
- residing in an area declared under a State of Calamity by the National Disaster Risk Reduction and Management Council (NDRRMC)
- registered on the My.SSS portal
- has posted at least 36 monthly contributions
- has not availed of final benefits
- has no outstanding balance in CLAP or the SSS Loan Restructuring Program (LRP)