Guide on BDO Multipurpose Loan Requirements 2026 for Application
BDO MULTI-PURPOSE LOAN REQUIREMENTS 2026 – For overseas Filipino workers or OFWs, here are the documents that you will need.
BDO Unibank is among the well-established banks in the Philippines, and it also extends loan programs to Filipinos working overseas. One of these is the BDO Kabayan Personal Loan.
Overseas Filipino Workers (OFWs) may apply for the Kabayan Personal Loan either with or without collateral. This flexible cash loan can be used for a wide range of purposes, such as:
- payment of tuition or school-related fees
- travel expenses
- small-scale business expansion
- project or event funding
- purchase of gadgets
- home construction
To qualify, applicants must submit the required documents. The list of requirements differs depending on whether the applicant is a land-based worker or a seafarer.
For land-based OFWs, the following must be prepared:
- Completed and signed BDO Kabayan Personal Loan Application Form
- Certificate of Employment covering the last six (6) months or current employment contract (if applicable)
- Latest one (1) full month payslip
- Six (6) months’ bank statements
- Six (6) months’ remittance slips (optional)
- Any of the following government-issued IDs (front and back):
- Preferred IDs – Driver’s License, Philippine Passport, TIN ID, SSS ID, GSIS eCard
- Other acceptable IDs – UMID Card, PhilSys ID, Voter’s ID, Postal ID, PRC ID, PhilHealth ID
- Signed Automatic Debit Arrangement Form
For seafarers, the following documents are required:
- Completed and signed BDO Kabayan Personal Loan Application Form
- POEA Contract of Employment
- Seaman’s Book
- Any of the following government-issued IDs (front and back):
- Preferred IDs – Driver’s License, Philippine Passport, TIN ID, SSS ID, GSIS eCard
- Other acceptable IDs – UMID Card, PhilSys ID, Voter’s ID, Postal ID, PRC ID, PhilHealth ID
- Signed Automatic Debit Arrangement Form
Applicants with an existing Kabayan Personal Loan in good standing may reapply or request a top-up, provided their credit record remains satisfactory. Do you also like to check on the BDO Auto Loan offer?