List of SSS Salary Loan Requirements 2026 for Application
SSS SALARY LOAN REQUIREMENTS 2026 – Here are the documents required from a member of the Social Security System who wants to apply for the loan offer.
Millions of Filipinos are members of the Social Security System. More popularly called SSS, it is one of the social insurance giants in the Philippines. The other social insurance giant is the Government Service Insurance System or GSIS.
Filipinos who are working in the private sector are mandated to maintain an active membership with the SSS. Undeniably, while an SSS membership will make a cut from your monthly income, it provides financial solutions in different situations.
Aside from the SSS Calamity Loan, the Social Security System also has the Salary Loan offer. It is a multi-purpose cash loan that you may apply for to make a personal purchase, to travel abroad, to expend your business, etc.
The Social Security System’s member populace is composed of individuals from different walks of life. Thus, many people have access to its loan offers.
Compulsory Coverage
- Employer (Business or Household Employer)
- Employee
- Self-Employed
- Househelper or Kasambahay
- OFWs
- land- and sea-based; except for Filipino permanent migrants, including Filipino immigrants, permanent residents and naturalized citizens of their host countries, who may be covered on a voluntary basis
Voluntary Coverage
- Non-Working Spouses (NWS)
- Separated Members
In applying for the loan offer of the social insurance giant, there are SSS Salary Loan requirements that you must comply with. Before gathering your documents, it is important to ensure that you qualify to the loan offer. For a member-borrower to be eligible to apply for the loan offer, he/she must be:
- currently employed, self-employed, or voluntary member of the Social Security System
- must have posted at least 36 monthly contributions in the SSS account
- has not received any final benefit from the SSS
- if employed, the employer must be updated in the payment of the SSS contributions
- 65 years old and below at the time of the loan application
- has not been disqualified due to fraud committed against the SSS
The SSS Salary Loan requirements vary depending on who will file the loan application. If you are the SSS member-borrower and you will process the loan application yourself, you need to prepare and submit the following documents:
- duly-accomplished Member Loan Application Form
- SSS digitized ID or E-6 with any two (2) valid IDs (one of which with a recent photo)
The SSS Salary Loan requirements include a proof of identity and you need to present two (2) valid IDs for the loan application. Know that the SSS accepts any of the following IDs for the loan application:
- Company ID
- School ID
- Professional Regulation Commission (PRC) ID
- LTO Driver’s License
- Senior Citizens Card
- Seaman’s Book
- Voter’s Identification card/affidavit/Certificate of Registration
- GSIS Card
- Pag-IBIG Member’s Data Form
- Postal ID
- Baptismal Certificate
- Tax Identification Number (TIN) Card
- Overseas Worker Welfare Administration card
- ATM card with cardholder’s name or with certification from bank
- Health or Medical Card
- Police Clearance
- Credit Card
- Transcript of Records
- NBI Clearance
- Marriage Contract
- Seafarer’s Registration Certificate issued by POEA
- Bank Account Passbook
- Certificate from:
- Birth/Baptismal certificate of child/ren
- Life Insurance Policy
- Office of Muslim Affairs
- Office of Southern/Northern Cultural Communities
- Certificate of Licensure/Qualification Documents/Seafarer’s ID and Record Book from Maritime Industry
- Certificate of Naturalization from the Bureau of Immigration
In case the loan application will be processed by an authorized representative, there is a different set of SSS cash loan requirements for applications that will be filed by a representative of the member-borrower.