Guide on How To Apply for Home Credit Cash Loan 2024 via Hotline & the Requirements
HOME CREDIT CASH LOAN 2025 – Through hotline, you may apply for the multi-purpose loan offer of Home Credit Philippines and get instant funds.
Have you heard about the other loan offers of Home Credit Philippines? Through the years, it has continuously grow its offers which now attend and provide financial solutions to different purposes not just product purchase financing.
Home Credit Philippines is undeniably most popular for the Home Credit Product Loans. Meanwhile, through the years, it has crafted more and more financial solution products that many people can turn to most especially in times of sudden financial needs. Truth be told that the fast loan approval of HC is one of its best features.
The popular lending entity also offers a Home Credit Cash Loan now. It is available for good-paying clients who received an offer from the lender. Under it, you may be offered up to Php 150,000.
How much is the interest applied under the Home Credit loan offer? The lending entity implements a monthly interest rate that begins at 2.32% add-on rate. Here is a guide on the important details about the loan offer:
Qualifications. To qualify for the cash loan offer, here are the eligibility requirements that an applicant must meet:
- a Filipino citizen
- at least 18 years old but not more than 68 years old
- with valid proof of identity
- with a stable source of income from any of the following:
- employment
- business
- monthly pension
- regular remittance
Documentary Requirements. In applying for the loan offer, whether in person or online, you need to prepare the following as the information in these documents are needed for the loan application:
- duly-accomplished and signed Home Credit Cash Loan Online Application Form
- one (1) valid Primary ID or two (2) secondary IDs
Primary ID
- Unified Multi-Purpose ID (UMID)
- Philippine Identification Card
- Driver’s License
- Postal ID (New)
- Professional Regulation (PRC) ID – Secondary ID with Address Required
- Voter’s ID
Secondary ID
- Postal ID (Old)
- Barangay Certificate
- NBI Clearance
- Phone Bill
- Electricity Bill
- Water Bill
- Mobile/Internet/Cable Bill
Home Credit Cash Loan 2025 Application via Hotline. You may apply for the cash loan offer through the hotline. To apply through the hotline, simply a call the Home Credit Hotline indicated in the SMS/Email/Push Notification offer sent to you by the lender.
The loan application approval may take as fast as one (1) minute. In case your loan application was rejected, you can still re-apply for the loan offer as soon as you received another offer from the lending entity.
Releasing. For approved loan applications, you may choose through the following with regards to the disbursement method and channel:
Bank Transfer
- Bank of China
- China Bank Savings, Inc.
- China Banking Corporation
- BDO Unibank Inc
- Land Bank of the Philippines
- Bank of the Philippine Islands
- Development Bank of the Philippines
- Union Bank of the Philippines
- Security Bank Corporation
- Asia United Bank Corporation
- East West Banking Corporation
- Robinsons Bank Corporation
- Philippines Veterans Bank
Cash Pick-Up
- Cebuana Lhuillier
- USSC
- LBC
- Bayad Center
- Metrobank
Repayment. The Home Credit loan is payable for up to 60 monthly installments. Here are the options in paying for the loan.
- Auto Debit Arrangement
- Bank of the Philippine Islands (BPI)
- Metrobank
- UnionBank
- Rizal Commercial Banking Corporation (RCBC)
- BDO Unibank
- Security Bank
- Philippine National Bank (PNB)
- EastWest Bank
- Pay through the Mobile App
- Pay through the Website
- Pay Over-the-Counter
- 7/11
- Palawan Express
- USSC
- Asia United Bank (AUB)
- Cebuana Lhuillier
- Touchpay
- MLhuillier
- Bayad Center
- RCBC Over-the-Counter
- BDO Over-the-Counter
- Digipay