26-Year-Old Netizen Struggling w/ P2M Debt Faces Isolation
A 26-year-old netizen was buried in a staggering P2 million debt and feel increasingly isolated as a result.
Recently, the Facebook page “PESO SENSE,” shared the post of an individual who reached out anonymously sharing their struggles after being buried in P2 million debt. The post garnered various reactions from the online community.
Initially, their debt started at P250,000 after a successful business venture. However, things took a turn when they joined a scam called “Benta Paluwagan.” In an attempt to pay off the growing debt, they borrowed even more money, thinking that this would cover the interest and help them avoid embarrassment.
Unfortunately, the situation only worsened, leading to an overwhelming financial burden. The stress from the debt has affected their physical health, resulting in skin issues and weight gain.
The latter expressed feelings of despair and a longing to find a way out of this mess. To make matters worse, a complaint was filed against them in small claims court, further compounding their worries about repayment.
The individual regretted not stopping the cycle of borrowing sooner. They lamented how their efforts to repay loans often just led to more problems. Once surrounded by friends, they now find that no one checks in on them.
The isolation has deepened as even a close friend has distanced themselves due to the individual’s complaints about their financial struggles.
Despite the painful experiences, they remain determined to fight through this challenging time, hoping that things might improve soon.
Here is the full post:
“Hello po, 26 yrs old ako baon sa utang siguro 2M na utang ko dati 250k lang nagnegosyo ko doing well tapos sumali ako sa Benta Paluwagan ayun nagkanda scam scam ako at nabaon ako sa utang kakatubo kakatapal umabot 2M kasi kahit ata 10% 20% weekly tubo pinapatos ko na makatubo lang wag lang ako pagsalitaan ng hindi maganda, hindi ko na malaman ang gagawin ko ngayon.
Marami ako problema, itsura ko physically marami pimples tumaba ng sobra ang layo na sa dati kong itsura, pero d ko na yun iniinda kasi mas iniinda ko yung mga utang ko. Gusto ko makaahon. May nagpabrgy na nga sa akin at nag file ng kaso sa small claims dahil hindi ko na sila matubuan at mabayaran.
Ang hirap pala yung gawa ka ng gawa ng paraan matubuan at mabayaran pero talagang sa huli pala pinapalaki ko lang ang problema ko. Sana pinastop ko na ang tubo. Sana pala hinayaan ko na lang ipabrgy ako kahit nakakahiya.
Dati pala libre ako ng kaibigan hindi ako mayabang pero sa totoo lang ayoko yung ako yung nililibre nahihiya ako. At saka wala rin sila pera ako yung meron kaya ako nanlilibre. Sa lahat ng circle of friends ko ganun ako. Kaso ngayon wala man lang kahit isa na mangamusta sa akin. Wala talaga.
Yung isa kong kaibigan lagi ako kausap at kchat nilayuan na rin ako kasi nagrarant ako kako wala kaming kapera pera wala naman ako balak mangutang sa kanya pero ayun nilayuan na ako at hindi na ako nirereplyan pero nakikita ko nagcocomment siya sa iba at nakaonline siya.
Ang sakit lang ng nangyare sa akin pero patuloy pa rin ako lalaban baka sakaling bukas okay na.”
Previously, a streetsweeper stabbed by senior citizen over P400 debt in Quezon City
The social media users expressed their reactions to the post:
