Credit Card Cardholders Got Access on Countless Merchants’ Exclusive Offers
Credit card cardholders enjoy perks and privileges including discounts and freebies of countless merchants across the globe.
There are countless credit cards provided by countless banks not only across the nation the worldwide. One of the main things that these credit cards share is the fact that they gave the cardholders access to exclusive perks and privileges.
As mentioned before, most banks got credit cards that are acceptable in two (2) of the major card networks — Visa and Mastercard, and many merchants across the globe usually have discount offers for Visa and Mastercard cardholders.
The perks and privileges may include discounts on purchases of personal products, dining, booking travel tickets, and a lot more. Thus, having a credit card and using it in making payments can actually help you save money through discounts.
In fact, big shopping malls often have year-round discounts and privileges for the cardholders of specific types of cards which usually includes credit cards. While 5% and 10% discounts may not attract you so much, the accumulation of these discounts for every purchase made and transactions charged to the card can accumulate to big savings.
Aside from the discount offers for the credit card cardholders, several credit cards also come with one-time bonuses for the cardholders — and these bonuses are usually big that although you’d want to have them several times, experiencing them for once for free is already a huge privilege.
For example, there is a one-time signing bonus of 500 points which you can use in redeeming items or services you like. Again, you can save money instead of paying for these items and services which you can redeem through your one-time bonus.
Some credit cards offer miles. You may use it not only in traveling but as well as as a gift to a loved one. This is one of the major differences between opening a credit card and a debit card. The latter usually have no signing bonus for the clients.
Aside from the discounts and freebies that paves the way for saving money by using the card, credit cards can also help you earn while spending.