Guide on UnionBank Personal Loan Requirements for Application
UNIONBANK PERSONAL LOAN REQUIREMENTS – Listed here are the documents required in applying for the UnionBank Philippines loan offer.
In the Philippines, there are reputable banking entities that are in the service of the Filipino people for several years already and have gained the trust of countless Filipinos. One of these is UnionBank which has multiple loan offers.
The UnionBank is ready to provide financial solutions for residential property purchase, car purchases, and multiple cash needs. If in need of money to address multiple cash needs, you may turn to the UnionBank Personal Loan offer.
The UnionBank Personal Loan requirements include general requirements as well as specific requirements depending on the nature of the source of income of the loan applicant. Here’s a guide:
General Requirements:
- duly-accomplished UnionBank Personal Loan Application Form
- one (1) valid government-issued ID with photo and signature
- proof of income (any of the following):
With regards to the specific requirements, the list depends if the loan applicant is employed or self-employed. Here are the proof of income required by the bank for application:
Employed:
- Latest complete 1 month pay slip issued within the last 2 months
- Certificate of Employment with Salary issued within the last 2 months
- Latest Income Tax Return (ITR) with BIR stamp
Self-Employed:
- Latest income tax return of your business (Form 1701) – all pages
- Latest Audited Financial Statements of the business with independent auditor’s report and balance sheets and tax receipt with bank stamp – all pages
In the case of foreign nationals who wish to apply for the loan offer, here are the UnionBank Personal Loan requirements for application that the borrower must submit to the bank to apply for the loan:
- duly-accomplished UnionBank Personal Loan Application Form
- valid passport or ACR
- any of the following proof of local residency:
- Immigrant Certificate of Residency (ICR)
- Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
- ACR I-Card with Visa status “Permanent”, otherwise, should be valid for more than 1 year
- Special Resident Investors (SRIV)
- Special Resident Retirement Visa (SRRV)
- employment contract or letter from Company HR printed on company letterhead with name, position, and confirmation of term for Top 2000 companies
