Requirements for Unionbank Home Loan Application — A GUIDE

Lists of Requirements for UnionBank Home Loan Application Process

REQUIREMENTS FOR UNIONBANK HOME – You can check here a guide on the requirements in applying for the loan offer.

There are big advantages in having your own house. Aside from the residential property being an investment, it is of great value to have a place you can call your own. Thus, although it might request a huge amount of money, many people consider the options available.

Buying a residential property in cash requires thousands or millions of money. Meanwhile, you may turn to loans to make the process bearable on the pocket.

In the Philippines, there are banks that you can turn to for a home loan offer. One of these banks is the UnionBank, a reputable banking company in the country.

UnionBank is one of the banks that is operational in the Philippines for decades now. It has several offers from bank accounts of different types to credit cards to loans and several other financial services.

Aside from the UnionBank Personal Cash Loan, another loan offer of the bank is the Home Loan offer. It can finance the acquisition of a vacant lot, a house and lot, a townhouse, or a condominium unit.

In applying for the loan offer, there are requirements for UnionBank Home Loan application that must be submitted in applying for the loan offer.

Locally-Employed Individuals:

• duly-accomplished and signed UnionBank Home Loan Application form
• proof of billing address
• Marriage Contract (if married) / Certificate of No Marriage (if single)
• valid Government Issued Identification Card for nominated Attorney in Fact (AIF) (if applicable)
• valid Alien Certificate of Registration (ACR) with permanent residency status and official receipt (if applicable)
• valid Government Issued Identification Card or any two (2) of the secondary IDs.
• proof of income:
  • Latest Certificate of Employment (COE) with compensation
  • Latest 3 months pay slips
  • Latest BIR stamped Income Tax Return (ITR) or Form 2316

Self-Employed Individuals:

• duly-accomplished and signed UnionBank Home Loan Application form
• proof of billing address
• Marriage Contract (if married) / Certificate of No Marriage (if single)
• valid Government Issued Identification Card for nominated Attorney in Fact (AIF) (if applicable)
• valid Alien Certificate of Registration (ACR) with permanent residency status and official receipt (if applicable)
• proof of income:
  • Business Permit
  • Securities and Exchange Commission (SEC) Registration
  • Department of Trade and Industry (DTI) Registration (if Sole Proprietorship)
  • Articles of Incorporation with By Laws and General Information Sheet (GIS) (if (Corporation)
  • Certificate of Incorporation (if Corporation)
  • Latest BIR stamped Income Tax Return (ITR) or Form 1701 with Audited Financial Statement
  • Trade Reference or List of Customers and Suppliers with Name, Office Number and Office Address

OFW

• duly-accomplished and signed UnionBank Home Loan Application form
• proof of billing address
• Marriage Contract (if married) / Certificate of No Marriage (if single)
• valid Government Issued Identification Card for nominated Attorney in Fact (AIF) (if applicable)
• valid Alien Certificate of Registration (ACR) with permanent residency status and official receipt (if applicable)
• proof of income:
  • Latest Certificate of Employment (COE) with compensation
  • Latest Contract of Employment
  • Latest Photocopy of Proof of Entry and Exit Points Stamps
  • Latest Photocopy of Seaman’s Book (if applicable)
  • Notarized or Apostilled Special Power of Attorney designating documents for and in behalf of the applicant

Here are the primary IDs acceptable by UnionBank in applying for the loan offer:

• Passport
• PhilID / ePhilID / Printed PhilID
• Driver’s License
• PRC ID
• NBI Clearance
• SSS ID / Unified Multipurpose ID (UMID)
• GSIS e-card / GSIS ID (membership ID)
• ID issued by the National Council on Disability Affairs
• Senior Citizen Card (Digitized)
• Overseas Workers Welfare Administration ID (Digitized)
• Philhealth Insurance Card ng Bayan (Digitized)
• Voter’s ID (Digitized)
• OFW ID
• Postal ID (Digitized)
• Private company ID
• IBP ID
• School ID

Here are the secondary IDs acceptable by the bank:

• Government office and GOCC ID
• Seaman’s Book
• Company ID issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC
• Barangay ID / Certification
• Alien Certification of Registration / Immigrant Certification of Registration

There are also collateral requirements for UnionBank Home Loan application. The following documents must be submitted: