HOME CREDIT CARD MONTHLY FEE – You can check here the membership fee and the interest that Home Credit charges to the cardholders.
Nowadays, Home Credit does not only offer a product loan and a cash loan but as well as a credit card offer for qualified clients. You might be wondering about the Home Credit Card monthly fee and the interest charges of the lender.
Home Credit Card Membership Fee & Interest Rates on Bills — A GUIDE
Details about the Home Credit Card Membership Fee & Interest Rates Aspiring Clients Must Be Aware Of
HOME CREDIT CARD MEMBERSHIP FEE & INTEREST RATE – Here is a guide for the aspiring credit cardholders on the fees that they must be aware of.
Have you heard about the credit card offer of Home Credit Philippines? HC is one of the most popular entities in the financial and lending arena in the country now. Daily, it meets the loan demands of countless Filipinos from the different areas across the nation.
The lender which started operating in the country in 2013 massively grew into being one of the most popular, trusted, and sought-after entities to make transactions with. Undeniably, its offers that meet the demand of countless people and the minimal requirements it applies are two of the factors behind its prominence.
Home Credit does not only offer loans but as well as a credit card that allows a cardholder a huge credit limit. A cardholder can convenient avail purchases and payments up to his/her credit limit by swiping the EMV chip card at any Visa-accepting merchant.
The Home Credit Card is extended by the international consumer finance provider through a phone call by its hotline, an SMS, an email, or a Push Notification. You may apply for the offer at any partner store of the lending and presenting valid IDs and the offer.
How about the Home Credit Card membership fee? According to Home Credit, it charges its cardholders “for the right to use its credit card and acquire access to other membership benefits”.
With regards to when the Home Credit membership fee, it is set on a monthly basis but only after the initial transactions. You can have your card activated but while it remains unused in any transaction, you will not be charged with a monthly membership fee.
On the amount of the monthly membership fee, you may refer to it on your monthly SOA as it is a case-to-case basis. On the interest rates, you can enjoy an interest-free purchase using your card for up to 45 days.
According to Home Credit, with regards to the interest rate on big purchases without installment plans, it is at 3% which is lower than the interest rates on their previous plan offers. You have the control on how much to pay every month as long as it is not lower that 7% of your unpaid balance or Php 700, whichever is higher. The unpaid balance will be charged as low as 1% monthly.
