Guide on BDO Home Loan Interest Rates based on Fixing Period
BDO HOME LOAN INTEREST RATES – Here is a guide for BDO Unibank clients on the interest implemented by the BDO Unibank.
Are you interested to apply for the Home Loan offer of BDO Unibank? It is one of the most popular lenders in the Philippines and it has helped countless Filipinos in acquiring a residential property.
BDO has been in the service of the Filipino people for decades already. It is banking entity trusted by millions of Filipinos within the country as well as overseas Filipino workers (OFWs). It offers a multi-purpose cash loan, an auto loan, and a home loan under its personal offers.
With regards to the BDO Home Loan offer, it is open for several purposes and its loanable amounts may vary depending on the intent of the loan application. Meanwhile, the BDO Home Loan interest rates depend on the fixing period chosen by the clients.
There are also different rates set among the existing clients of BDO Unibank and the new clients. The maximum terms under the Home Loan offer depends on the purpose of the loan application:
- House and Lot purchase — up to 20 years
- Townhouse purchase — up to 20 years
- Condominium Unit purchase — up to 15 years
- vacant lot purchase — up to 10 years
Here are the BDO Home Loan interest rates implemented by the bank based on the fixing period and whether you are new to the bank or one of its existing clients:
| Fixing Period | New to BDO | Existing BDO Clients |
| 1 year | 7.00% p.a. | 6.75% p.a. |
| 2 years | 7.25% p.a. | 7.00% p.a. |
| 3 years | 7.75% p.a. | 7.50% p.a. |
| 4 years | 8.00% p.a. | 7.75% p.a. |
| 5 years | 8.25% p.a. | 8.00% p.a. |
There is an easy process in applying for the BDO Home Loan offer. To save money, time, and energy in applying for the loan offer, it is best to follow the steps.