Guide on How To Apply for RCBC Cash Loan Offer for Qualified Loan Applicants
HOW TO APPLY FOR RCBC CASH LOAN – Here are the steps in applying for the Personal Loan offer of Rizal Commercial Banking Corporation.
Are you planning to apply for the Personal Loan offer of Rizal Commercial Banking Corporation? More popularly called RCBC, its Personal Loan offer is multi-purpose and you may apply for it for any of the following:
- car repair
- payment of tuition fees
- event
- domestic or international travel
- making a huge purchase
- minor business expansion
Under the loan offer, a client may borrow up to P1 million and it is payable for up to 36 months. How to apply for the RCBC cash loan offer? There is an easy process in applying for the loan offer:
Step 1 — Ensure your qualification. The loan offer is open for both Filipinos and dual citizens who are at least 21 years old upon the loan application and gainfully employed or self-employed.
Step 2 — Prepare the requirements. There are documents that you need to prepare and submit in applying for the loan offer:
If employed:
- two (2) valid government-issued IDs with your photo and signature
- duly-accomplished and signed RCBC Personal Loan Application Form
- proof of income:
- Latest ITR or Certificate of Employment (COE)
- TIN
- Utility bill
If self-employed:
- duly-accomplished and signed RCBC Personal Loan Application Form
- two (2) valid government-issued IDs with your photo and signature
- proof of income:
- Latest documents of the following: audited financial statements, ITR, or 3 month bank statements
- DTI/SEC Business Registration Certificate or Mayor’s Permit
Step 3 — Submit your documents. Go to a branch of Rizal Commercial Banking Corporation and submit the documentary requirements for application. Wait for an update from the bank regarding the result of your loan application.
The loan approval may take place within five (5) to seven (7) working days since the complete set of requirements was submitted.
Aside from the Personal Loan offer, the Rizal Commercial Banking Corporation also has a Home Loan offer. It can attend to several loan purposes and has excellent features.