PSBank Personal Loan Requirements for Application — A Guide for Clients

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List of PSBank Personal Loan Requirements for Application Process

PSBANK PERSONAL LOAN REQUIREMENTS – Here are the documents required by the Philippine Savings Bank in applying for the cash loan offer.

Are you interested to apply for the Personal Loan offer of the Philippine Savings Bank (PSBank)? It bears excellent features that are truly client-beneficial such as the low interest rate, high loanable amount, flexible payment terms, and countless options to fulfill your short-term needs.

PSBank is one of the most trusted and popular subsidiary banks in the Philippines. It stands under Metrobank and its Flexi Personal Loan offer has helped a lot of people in their financial needs. Not to mention that the bank has many other several loan offers, too.

In applying for the loan offer, there are documentary requirements that you must prepare and submit to the bank for application. The PSBank Personal Loan requirements for application are composed of both general and specific requirements. The latter is based on the employment status of the borrower.

General Requirements:

  • completely filled-out PSBank Flexi Personal Loan Application Form
  • photocopy of any of the following identification cards: 
    • List of Acceptable IDs:
      • Primary ID’s
        1. PhilID and various formats of PhilSys Digital ID / e-PhilID
          (with three (3) specimen signatures required)
        2. Philippine Passport ID/ Signature
        3. Digitized Driver’s License (Professional or Non-Professional) ID
        4. Professional Regulations Commission (PRC) ID
        5. Digitized Postal ID
        6. Digitized Social Security System (SSS) ID
        7. Digitized Unified Multi-Purpose ID
        8. Digitized Voter’s ID
        9. Digitized Overseas Workers Welfare Administration (OWWA) or Overseas Filipino Worker (OFW) ID
        10. Government Service Insurance System (GSIS) E-Card
      • Additional One (1) Primary ID
        1. Digitized Pag-ibig Loyalty Card
        2. Digitized Tax Identification Number (TIN) ID
        3. Digitized Firearms License ID
        4. Integrated Bar of the Philippines (IBP) ID
        5. Digitized Seaman or Seafarer’s Book
      • Additional Two (2) Secondary IDs
        1. Person with Disability (PWD) ID
        2. Non-Digitized Voter’s ID
        3. Non-Digitized Postal ID
        4. National Bureau of Investigation (NBI) Clearance
        5. Barangay Clearance Certificate / ID
        6. Police Clearance Certificate / ID
        7. Company Issued ID by Private Entities Registered or Regulated by BSP/SEC/IC
        8. Photo-Bearing and Signature-Bearing Student Driver’s Permit / License with Official Receipt (O.R.)

Additional Requirements:

  • For employed loan applicants, submit a photocopy of BIR form 2316.
  • For self-employed loan applicants, submit a photocopy of BIR form 1701 for self-employed applicants with Audited Financial Statements with BIR stamp for the past 2 years
  • For credit cardholders, original copy of the latest credit card billing statement (with the client as the PRINCIPAL cardholder)
PSBank Cash Loan Fees
Photo Credit: Philippine Star

One of the most responsible things to do before applying for a loan is checking the fees. By having knowledge on the possible deductions that your loan will incur, you will also have a better verdict on how much you want to loan.

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