Guide on PhilHealth Maternity Benefit Amount Under Each Package for Qualified Members
PHILHEALTH MATERNITY BENEFIT AMOUNT – Here’s a guide for members on the maternity packages offered by the Philippine Health Insurance Corporation.
One of the biggest state-run health insurance institutions in the country is the Philippine Health Insurance Corporation or more popularly called PhilHealth. Millions of Filipinos are members of PhilHealth.
Undeniably, PhilHealth offers one of the cheapest health insurance giving even low-income earners the chance to maintain a safety net against medical situations. Truth be told that private insurance policies may have the biggest coverage but not everyone is ready for their cost.
Thus, countless Filipinos prefer to maintain an updated account to PhilHealth. An account may not only qualify the member to the coverage but as well as his/her dependents or beneficiaries.
In the case of married individuals, the beneficiaries is the spouse and the dependent children or those below 21 years old and those with special conditions. For single individuals, the dependent parents are considered the beneficiaries of the member. To maintain an updated account, a member must regularly post premiums.
PhilHealth offers both in-patient and out-patient services to its qualified members. Furthermore, it also has benefit offers in cases of outpatient surgeries, radiotherapy, outpatient hemodialysis, and blood transfusion.
Women members of the state-run health insurance institution may also turn to the PhilHealth Maternity Benefit after childbirth. The amount varies on a case-to-case basis.
The benefit offer covers both normal and caesarean deliveries. Here is a guide on the PhilHealth Maternity Benefit amount based on the package:
| Package | Facilities | Amount |
| Maternity Care Package | Non-hospital facilities | PHP 8,000 |
| Hospitals | PHP 6,500 | |
| Normal Spontaneous Delivery Package | Non-hospital facilities | PHP 6,500 |
| Hospitals | PHP 5,000 | |
| Caesarian Delivery | Hospitals | PHP 19,000 |
| Complicated Normal Delivery | Hospitals | PHP 9,700 |
| Breech Extraction | Hospitals | PHP 12,120 |
| Normal Delivery After C-Section | Hospitals | PHP 12,120 |
| Newborn Care Package | Hospitals and non-hospital facilities | PHP 1,750 |
However, not all cases of pregnancy or childbirth may qualify to the Maternity Benefit offer of the Philippine Health Insurance Corporation. Thus, it is best to know about the coverage of the benefit offer.
