Requirements for Home Credit Cash Loan 2024 Application

Guide on the Requirements for Home Credit Cash Loan 2024 Application Process

REQUIREMENTS FOR HOME CREDIT CASH LOAN 2024 – Here are the qualifications and the documents required in applying for the Home Credit cash loan offer.

Countless individuals prefer cash loan offers more than the other types of offers like the product financing because of the flexibility of the purposes that the money can serve. Cash loan offers are multi-purpose by nature and one of the entities in the Philippines with the said offer is the Home Credit.

Home Credit
Photo Credit: Behance

The Home Credit is popular for its product loan or financing service. It has been the go-to of countless Filipinos in the purchase of mobile phones, laptops, and other gadgets under a loan offer. Through the years, it has expanded its offer and it now has the multi-purpose loan that can provide you with the money you need to meet several purposes.

Requirements for Home Credit Cash Loan 2024
Photo Credit: Wrike

However, the Home Credit Cash Loan is only open for previous and existing clients who received an offer from the lender. The offer is usually extended through a text message, an email, a phone call, or a notification in your My Home Credit app.

Who are qualified to apply for the offer? Here are the eligibility requirements for Home Credit Cash Loan application:

  • at least 18 years old but not more than 68 years old at the time of the loan application
  • a Filipino citizen
  • has good credit records
  • has received a Home Credit loan offer

With regards to the documentary requirements for the Home Credit Cash Loan application, you need to present at least one (1) valid primary ID or two (2) valid secondary ID. Here are the requirements and the options:

  • your Home Credit Cash Loan offer
  • one (1) valid ID indicating your address
    • Primary IDs:
      • SSS ID
      • UMID
      • PRC ID
      • Driver’s License
      • Voter’s ID
      • Passport
      • TIN ID
    • Secondary IDs:
      • Bank account statement
      • Brgy. Certificate/Clearance
      • Certificate of Employment
      • NBI Clearance
      • Company ID
      • Electric bill
      • Mobile phone bill
      • Water bill
      • PhilHealth Card
      • Phone bill
      • Postal ID
      • Remittance Slip
      • Salary Slip

The Home Credit loan application may take as fast as less than an hour. Your loan application may be approved in as fast as one (1) minute and you can get your money on the same day that you applied and got approved of the loan.

Leave a Comment