List of PhilHealth Membership Qualifications for Application
PHILHEALTH MEMBERSHIP – Here is a guide on who are qualified to apply to be a member of the Philippine Health Insurance Corporation.
In the Philippines, one of the biggest state-run health insurance agencies is the Philippine Health Insurance Corporation or more commonly called PhilHealth. It is popular as the most affordable health insurance offer for the mass populace.
The PhilHealth membership is automatically mandated among the individuals who are working in the government and in the private sector in the country. Meanwhile, a voluntary membership to the state-run health insurance agency is open for a lot of people who have no fixed employment and not senior citizens:
- Self-Earning Individuals in the Informal Sector
- These include individuals who sell and deliver their own products for a living and has a casual employment. They have no contractual deals. These include jeepney drivers, construction workers, tricycle drivers, and street vendors.
- Overseas Filipino Workers (OFWs) / Migrant Workers
- The voluntary PhilHealth membership is open for both documented and undocumented Pinoys working abroad who are not citizens in the country where they are currently working.
- Dual Citizens
- Filipinos who have two (2) citizenships may qualify for a membership to the state-run health insurance institution.
- Naturalized Filipino Citizens
- Foreign individuals who have become Filipino citizens under the Commonwealth Act No. 473 may apply for a PhilHealth membership, too.
- Expatriates
- Foreign individuals who are working in the Philippines may apply for a membership to the state-run health insurance institution provided that they have a valid working visa or an Alien Certificate of Registration.
The benefit coverage of PhilHealth may not only be availed by the member himself/herself but as well as his/her dependents. The state entity has crafted clear rules on who are the dependents or the beneficiaries which may avail the benefits as well without added premiums or monthly contributions.