Details about the PhilHealth Benefits for Members in PH
PHILHEALTH BENEFITS – Here is a guide for the members of the Philippine Health Insurance Corporation on the benefit coverage.
Millions of Filipinos are members of the Philippine Health Insurance Corporation or more popularly called PhilHealth. Truth be told that compared with the health insurance offers of many private insurance companies in the country, the PhilHealth membership is much affordable.
Low-income and middle-range income individuals prefer a PhilHealth membership as they can’t afford a huge cut from their monthly salaries for private health insurance fees.
PhilHealth is a state-run agency in the country. While its coverage may not be as huge as those offered by private insurance providers as they also require huge fees, there are several PhilHealth benefits for the members. Thus, maintaining an updated account to the state entity is one excellent preparation for the unforeseen medical circumstances.
Here are the PhilHealth benefits for the members of the state-run social insurance institution:
- Inpatient Benefits
- If you are confined to the hospital, you may avail the inpatient benefits. Thus, part of your hospital bill will be shouldered by the health insurance agency. The case rate amounts vary and they include the professional fees of the attending physicians.
- Outpatient Benefits
- There are also benefits for members even if there is no need for a hospital confinement. There is a coverage for a part or entire cost of a medical surgery, radiotherapy, hemodialysis, and outpatient blood transfusion. The doctor’s professional fees are also covered.
- Z Benefits
- Also part of the PhilHealth benefits for members are the Z Benefits which includes the assistance on the expenses for the treatment of leukemia and several other types of cancer. However, the health insurance institution can only cover part and not the total expenses for the treatment.
- SDG-Related Benefits
- Part of the SDG-related benefits are assistance on the treatment of outpatient malaria case, animal bite, and anti-tuberculosis. PhilHealth will shoulder part of the costs of the treatment.
The PhilHealth membership is open to a wide range of individuals coming from different fields. You might be wondering if you may apply for a membership to the state-run health insurance institution.