Guide on Manulife Health Insurance Policy Offers You May Purchase
MANULIFE HEALTH INSURANCE – Here is a full list of the health insurance policy offers that you may purchase and the benefits and coverage of each.
Are you planning to get a health insurance? Undeniably, in the Philippines, there are some insurance providers that have built a name in the field. One of them is Manulife.
Manulife has several insurance offers. Aside from the Manulife life insurance policies Manulife Horizons, Manulife Yearly Renewable Term, and Manulife React5, the insurance provider also has a health insurance.
The health insurance of the firm is only one — the HealthFlex, but it comes with bundles and the beneficial features that you can check below.
HealthFlex – Health Insurance Plan
The HealthFlex is a customizable health insurance plan. One of its prime features is that you will only have to pay for the coverage that you will need in your plan. Under it, you can receive cash benefits in case diagnosis of cancer, heart attack, stroke, or 57 other health conditions unwantedly happens.
There are several benefits of these health insurance plans such as the following:
- Customizable and Affordable Plans. You can choose from the HealthFlex bundles of Manulife and be protected for up to 112 critical illnesses depending on the bundle you chose.
- Protection up to 100 Years Old. The maximum coverage of this Manulife health insurance offers is not only 80 years old or 90 years old but up to 100 years of age. It covers not only critical illnesses but as well as death.
- Protection at Any Age. You can get insured as well as your 15 days baby. Also, it is open for insurance purchase for a 70-year-old individual paving the way for protection until the policy-holder is 100 years old.
- Increased Health Coverage. You can incorporate add-on benefits to your plan such as the coverage for early-stage illnesses. You may also include add-on for second occurences of cancer, stroke, and heart attack. You may also add hospitalization assistance during recovery from illness.
- Enjoy Rewards. You can get annual dividends that can be withdrawn anytime or wait until they accumulate until the maturity of the plan.
There are several HealthFlex bundles. Here are these Manulife Health Insurance bundles that you may choose from:
- HealthFlex Cancer — covers expenses related to the treatment of the disease.
- HealthFlex Cancer + — covers expenses related to the treatment of the disease plus 57 other critical illnesses.
- HealthFlex 3CI — covers expenses related to the treatment of cancer, stroke, and heart attack.
As mentioned, Manulife’s offer is customizable. Here are the additional benefits that you may incorporate in your plan:
- Recovery Benefit
- monthly cash allowance benefit for 24 months during treatment
- Early Stage Critical Illness
- 25% of your Advanced Critical Illness Benefit
- waived premiums for 1 year
- 2nd Advanced Critical Illness
- add-on amount equal to your original Advanced Critical Illness Benefit if diagnosed for the 2nd time with either Cancer, Heart Attack or Stroke
- Male/Female Cancer
- add-on coverage equal to 25% of your Face Amount when you get diagnosed with any of the specified gender-specific illnesses
- Child Critical Illness
- add-on financial support equal to 25% of Face Amount when diagnosed with any of the specified Child Critical Illnesses
- Hospital Income Benefit
- daily allowance for hospital confinement
- Payor’s Benefit
- minor continues to enjoy the plan without having to pay for the premiums when the payor dies
To purchase the Manulife health insurance offer, you may visit the website of the insurance provider or the nearest branch of the firm.