Guide on ML Emergency Room Insurance Offers & the Details of Policy
ML EMERGENCY ROOM INSURANCE – Here is a full list of the affordable Emergency Room or E.R. Insurance offers of M Lhuillier as well as their prices and coverage.
Nowadays, more and more people realize the importance of being insured. Although accidents and medical emergencies are unwanted things, being insured assures you that you and your family have something to turn to when the unforeseen things inevitably take place. In PH, one of the insurance providers is M Lhuillier.
M Lhuillier does not only have affordable ML Kwarta Padala rates for domestic transfers but as well as loans, insurance policies, and a lot more. Among the offers are ML Emergency Room Insurance policies.
There are two (2) ML Emergency Room Insurance policies that M Lhuillier offers. Here are the details under each of the offer including their prices, validity, and coverage:
ER Guard
The ER Guard costs ₱970.00. It is valid for one (1) year and for a one-time use. Its coverage is up to ₱20,000.00. Here is the coverage for outpatient cases under this Emergency Room insurance offer:
- Emergency Room Fees
- Doctor/Physician’s fee
- Oxygen, intravenous fluids
- Medicines used for immediate relief & during treatment
- Laboratory, X-ray, & other diagnostic examinations directly related to the emergency management of the patient
- Dressings, plaster casts, sutures, & other medical supplies
- Initial treatment of animal bites, cost of vaccines limited to passive & active vaccines for anti-tetanus, anti-venom, & anti-rabies
ER Guard Plus
Also one of the ML Emergency Room Insurance offers is the ER Guard Plus which is an upgraded version of the ER Guard Plus with a wider coverage. It is priced at ₱3,315.00 with a coverage of up to ₱50,000.00.
The ER Guard Plus is valid for one (1) year. It is open for a one-time use only and has the following sets of coverage for in-patient and outpatient cases:
In Patient Care
- Medication during confinement
- Doctor/Professional fees
- Diagnostic procedures
- Standard Nursing fees
- Oxygen & its administration
- Blood product transfusions
- Routine procedures
- Room & Board (Ward) accommodation fees for confinement due to emergency care, including the use of ICO, OR, Recovery, & Isolation Rooms
Outpatient
- Emergency Room Fees
- Doctor/Physician’s fee
- Oxygen, intravenous fluids
- Medicines used for immediate relief & during treatment
- Laboratory, X-ray, & other diagnostic examinations directly related to the emergency management of the patient
- Dressings, plaster casts, sutures, & other medical supplies
- Initial treatment of animal bites, cost of vaccines limited to passive & active vaccines for anti-tetanus, anti-venom, & anti-rabies
To purchase any of the ML Emergency Room Insurance offers, the buying process can be done online through the official website of M Lhuillier.