Home Credit Cash Loan — Guide on When You Can Apply Again If You Got Rejected

Guide on Home Credit Cash Loan Re-Application

HOME CREDIT CASH LOAN – You can find a guide below on re-applying for the loan offer of Home Credit Philippines for eligible clients.

Many HC clients are good payers of their loans. A lot of these individuals receive a multi-purpose cash loan offer from the lender and some of them have even grabbed the offers to them. You may apply for a cash loan even if you have other existing loans.

The cash loan offer is usually extended not only to existing clients but as well as previous clients who have good credit histories. The lender may inform you about the offer through an email, an SMS, or through your app account.

However, while there is an offer, all loan applications are still subject to the approval of Home Credit. You will be asked to update your account which includes your monthly income and it will be used by the lender in assessing your capacity to apply for the loan offer.

Once your loan application has been approved, you may get the money on the same day that you applied for the loan. It will be sent through your preferred mode of releasing – through a payment center, your bank account, or a money transfer channel.

However, if your Home Credit Cash Loan application was disapproved, you cannot re-apply for the same loan offer. You need to wait for another cash loan offer from the lender which is never impossible as long as you maintain an excellent credit record.

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