SSS Cash Loan Application for Locally Employed Members — How Much You Can Get…

Guide on SSS Cash Loan Application Details & Process

SSS CASH LOAN APPLICATION – Here is a guide for locally employed members of the Social Security System who wish to apply for the loan offer.

One of the benefits of being an active member of the Social Security System, more popularly called SSS, is that you have loan offers to turn to in times of financial needs. For a multi-purpose loan, you may apply for the SSS Salary Loan or also called the SSS cash loan offer.

SSS Cash Loan Application
Photo Credit: Philippine Star

The Salary Loan offer of the Social Security System is open for locally employed, self-employed, and OFW members of the state-run social insurance institution. In this article, we will discuss the process and the details for locally employed members of the SSS.

The Qualifications for Locally Employed SSS Members:

The Social Security System has set an eligibility criteria for the SSS cash loan application for the locally employed members of the insitution. While this loan offer is also open for self-employed and OFW members of the SSS, here are the qualifications in applying for the loan offer:

  • have posted a total of at least 36 monthly contributions
  • be currently employed
  • be working for an employer with an updated records of payments of contributions
  • have not been granted a final benefit
  • be under 65 years old at the time of the loan application
  • have not been disqualified due to fraud committed against the SSS

The Requirements for Locally Employed SSS Members:

There are documents that you must prepare and submit to SSS whether your application will be done personally or online. Here are the documentary requirements needed in applying for the loan offer:

  • Member Loan Application Form
  • SSS digitized ID or E-6 (acknowledgement stub) with any two valid IDs, one of which with recent photo:
    • Unexpired Driver’s License
    • Professional Regulation Commission (PRC) ID card
    • Passport
    • Postal ID
    • School or Company ID
    • Tax Identification Number (TIN) card
    • Seaman’s Book Membership card issued by private companies Overseas Worker Welfare Administration card
    • Senior Citizens card Voter’s Identification card/Affidavit/Certificate of Registration ATM card
      • with cardholder’s name; or
      • with certification from bank, if without name
    • Credit card Fisherman’s card issued by BFAR GSIS card/Member’s Record/Certificate of Membership Health or Medical card ID card issued by LGUs (e.g. Barangay/Municipal/City)
    • ID card issued by professional association recognized by PRC
    • Birth Certificate
    • Baptismal Certificate
    • Marriage Contract
    • NBI Clearance

How much you may borrow?

For the loanable amount, it varies among the SSS members depending on the total contributions posted by the borrower. To check on how much you may borrow, you may visit — SSS Salary Cash Loan Minimum & Maximum Loanable Amounts – Here’s How Much You May Get.

Apply for SSS Salary Loan / Cash Loan

  • Over-the-Counter — You may apply for this loan offer at any branch of the SSS nearest to you. Prepare and submit your documents for application.
  • Online — For online applications, you may log in to your My.SSS account and apply for the loan offer.

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You may also visit — SSS Cash Loan for Self-Employed Members — A Complete Guide

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