PAG-IBIG Housing Loan Application: How To Apply For A Housing Loan

How To Apply For A Housing Loan? Here’s A Guide for PAG-IBIG Housing Loan Application

PAG-IBIG HOUSING LOAN APPLICATION – Here’s the easy steps on how to apply for a housing loan to the PAG-IBIG Fund.

Lots of Filipino people have already acquired a house by paying it in small installment basis. It is through the service of PAG-IBIG Fund which offers a PAG-IBIG Housing Loan Application to its members.

PAG-IBIG Fund is a government-owned corporation in charge of the administration of affordable housing financing to its members.

To avail more of the services of the PAG-IBIG Fund, you may start with a member registration. Visit, PAG-IBIG Online Services: Step-By-Step Guide For Member Registration.

PAG-IBIG Housing Loan Application

Once you are already a member of the PAG-IBIG Fund, you can go for a PAG-IBIG Housing Loan Application online or you may also follow these steps to process it in one of the office branches:

Step 1

  • Secure for a checklist of requirements needed for PAG-IBIG Housing Loan application. The requirements may include the following:
    • Accomplished Housing Loan Application Form or HLA
    • One Valid ID of Principal Borrower, Spouse of Borrower, Co-Borrower and Spouse, Developer Member, and Seller
    • Proof of Income
    • Tax Declaration and Updated Real Estate Tax Receipt
    • Land Title
    • Buyer-and-Seller Transaction Agreement
    • Vicinity Map of the Property

Step 2

  • Submit your Housing Loan Application (HLA) and other forms. Pay for the fee required for the processing of your loan application.

Step 3

  • Wait for your Letter of Guaranty or Notice of Approval (NOA) and then sign the documents.
  • Secure the NOA requirements.

Step 4

  • Submit your NOA requirements for the releasing of your cheque.

Step 5

  • Begin paying for monthly amortization payment for the housing loan. Be a responsible borrower as records would determine your eligibility the next time you apply for a loan to the PAG-IBIG Fund.

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