Van Garzon

I'm Van Garzon, a passionate writer who focuses on education, finance, and travel topics for several years now. I'm loving the knack of combining words into useful and engaging contents for the readers. Prior to entering the world of producing online word content, I've been with organizations that worked on campus feature magazines and school bulletins. Since then, writing has already been a part of my every day. Currently, I'm focusing on topics that could help anyone who is in the search for financial solutions and strategies, students who need some assistance on working their assigned tasks as well as those who are preparing for international travels.

Philippine Banks Net Income Hits ₱315.5 Billion in First 9 Months of 2026 — Here’s What Drove It

by in Categories Business, News
Bank ATMs in the Philippines

Philippine Banks Earn ₱315.5 Billion From January to September 2026 — What Pushed Their Profits Up PHILIPPINE BANKS NET INCOME 2026 – The country’s banks earned a combined net income of ₱315.47 billion in the first nine months of 2026, up about 4.2 percent from ₱302.62 billion in the same period last year, based on … Read more

De Minimis Rule — DOF Studying Removal of Tax Exemption on ₱10,000 and Below Imports

by in Categories News
DOF de minimis rule review

De Minimis Rule Review — What Online Shoppers Should Know About the ₱10,000 Import Tax Exemption DE MINIMIS RULE PHILIPPINES – Filipinos who buy cheap items from overseas sellers on Shopee, Lazada and other online platforms may one day have to pay taxes on those parcels, as the Department of Finance (DOF) is studying the … Read more

USD to PHP Exchange Rate Today, Tuesday, November 3, 2026

by in Categories USD to PHP
Bangko Sentral ng Pilipinas building in Manila - USD to PHP Exchange Rate Today

Guide on USD to PHP Exchange Rate Today, Tuesday, November 3, 2026 – How Much You Will Get? USD TO PHP – Here is the latest exchange rate between the United States (US) Dollar and the Philippine Peso for today, Tuesday, November 3, 2026, as local currency trading resumes after the Undas long weekend. Many … Read more

EARTHQUAKE: 4.2 Magnitude Quake Hits Calayan, Cagayan (November 2, 2026)

by in Categories News
Earthquake Calayan Cagayan November 2 2026 Phivolcs epicenter map

Phivolcs Releases Bulletin About the Magnitude 4.2 Earthquake Off Calayan, Cagayan, November 2, 2026 EARTHQUAKE – A magnitude 4.2 earthquake struck off Calayan, Cagayan on Monday afternoon, November 2, 2026, according to the Philippine Institute of Volcanology and Seismology (Phivolcs). Here are the details. Based on Earthquake Information No. 1 released by Phivolcs, the tremor … Read more

DOLE Hotline 1530 — Here’s What Workers Can Report Under the New Labor Complaints Line

by in Categories News
DOLE Secretary Francis Tolentino Hotline 1530

DOLE Hotline 1530 Now Open — What Workers Can Report and How It Works DOLE HOTLINE 1530 – Workers who have problems with unpaid wages, illegal dismissal or unsafe working conditions now have a new and easy-to-remember number to call, as the Department of Labor and Employment (DOLE) officially launched Hotline 1530 on Monday, November … Read more

UPLIFT Cash Aid November 2026 — Here’s the ₱4,000 and ₱8,000 Payout Schedule

by in Categories News, SSS
UPLIFT cash aid November 2026 SSS members

DSWD UPLIFT Cash Aid November 2026 Payout — Who Gets ₱4,000 or ₱8,000 and When UPLIFT CASH AID NOVEMBER 2026 – Qualified beneficiaries of the government’s UPLIFT program will receive two months’ worth of cash assistance this November, covering their aid for September and October. The Department of Social Welfare and Development (DSWD) said the … Read more

Pag-IBIG Housing Loan 2026 — Socialized Housing Financing Jumps 173% Under Expanded 4PH

by in Categories Loans, Pag-IBIG Fund
Pag-IBIG Housing Loan Expanded 4PH socialized housing

Pag-IBIG Socialized Housing Loans Jump 173% Under the Expanded 4PH Program PAG-IBIG HOUSING LOAN 2026 – More minimum wage and low-income members are now becoming homeowners as Pag-IBIG Fund’s financing for socialized housing units more than doubled this year. Based on the latest figures released by the Fund, Pag-IBIG financed 10,904 socialized housing units from … Read more

Home Credit Cash Loan 2026 — A Guide on your Monthly Amortization If You Borrow P90,000

by in Categories Home Credit Cash Loan
Home Credit Cash Loan 2026

The Home Credit Cash Loan 2026 Might Be the Perfect Solution to Your Financial Needs HOME CREDIT CASH LOAN 2026 – If you plan to borrow P90,000 under the offer, here is a guide on your possible monthly amortization. For many Filipinos, financial demands are easier to meet now with several loan providers to choose … Read more