Work & Play Can Coexist While Saving Money, According to Arci Muñoz
ARCI MUÑOZ – Filipina actress and model Arci Muñoz talked about balancing work and play while saving money.
The most valuable financial advice that singer-actress Arci Muñoz has received came from her mother, who worked tirelessly to ensure a secure future for Arci, allowing her to enjoy a comfortable life.
“She told me to save up,” Arci shared. “I’ve always been the happy-go-lucky type. Right now, I’m at a point in my life when I should be making wiser decisions financially. I’m 35 and I really have to set my priorities. My mom would tell me, ‘Enjoy your money. You worked hard for it.’ But she also instructed me that when I get my talent fee every month, I should put half of it in a separate bank account. This is the money that I cannot touch. I keep half and the other half I spend to travel.”
Travel is Arci’s biggest expense. “I’m not materialistic. Instead of buying a new bag, I spend it on travel. I also don’t shop often. I just love to try out food that is new to me. Traveling excites me because I get to learn different cultures,” she explained.
For those who want to afford travel, Arci suggests: “I always list down my expenses, the places I want to go to and the things I want to do. I make sure to put a limit on how much I can spend, except for food because I love to eat. I’m willing to pay for that. We discover cultures through their food.”
“I don’t mind flying economy especially if I’m using my own money. This is because most of the time, I travel for work. When I go abroad, I try to extend my stay for a couple of days to explore the country. As they say, combine work and play.”
According to the report, Arci has several dream destinations, with China high on her list. “There are so many beautiful places in China that are still unexplored. It’s the first country I visited when I got a passport. I find China so beautiful. I can’t wait to go back,” she said.
Reflecting on her past, Arci feels fortunate for never having struggled financially. “For that, I’m grateful. I’m just really blessed that my parents provided for us and made sure that we live a comfortable life. They worked all their lives to be able to give us a good education. For sure, they also had their struggles as parents, but they didn’t make these known to us.”
“I guess every family experiences struggles, but our parents really prepared for our future. Right now, I promise to do the same, especially for friends in need; I will share if I have something to spare,” Arci said during a recent virtual event organized by JuanHand, an online cash lending platform she endorses.
READ ALSO: Arci on Lending Money: “Ang Awkward Na Parang Kayo Pa Yung Nahihiya Maningil”