Guide on Pag-IBIG MP2 Dividends for Members
PAG-IBIG MP2 DIVIDEND RATES 2026 – Here is an overview of how much your savings under this Pag-IBIG Fund program will grow.
Are you considering opening an account under the Pag-IBIG MP2 Savings program? This savings facility is designed to help Pag-IBIG Fund members grow their money over a five-year period. It is accessible to a wide range of individuals.
The Pag-IBIG Fund has long been recognized in the Philippines for its loan programs. Undeniably, its Pag-IBIG Housing Loan offer is the most popular and widely availed. Over time, the Fund has expanded its services to meet more of its members’ financial needs.
Today, the Pag-IBIG Fund is not only focused on providing loan offers but also on helping members build their savings. Through the Pag-IBIG MP2 Savings program, members can enjoy higher returns because of the high Pag-IBIG MP2 dividend rates.
Who can participate in the Pag-IBIG MP2 Savings program? It is open to:
- Active Pag-IBIG Fund members
- Former members (pensioners and retirees) with other sources of monthly income, regardless of age, provided they have at least 24 monthly savings before retirement
- Natural-born Filipinos who reacquired their citizenship under RA 9225 (Citizenship Retention and Reacquisition Act of 2003), with at least 24 monthly savings before permanently migrating abroad
As for the Pag-IBIG MP2 dividend rates 2026, the rates vary each year. However, the Fund has shown a consistent upward trend in its declared dividend rates. This gives members the opportunity to grow their money faster.
| Year | Dividend Rate |
|---|---|
| 2011 | 4.63% |
| 2012 | 4.67% |
| 2013 | 4.58% |
| 2014 | 4.69% |
| 2015 | 5.34% |
| 2016 | 7.43% |
| 2017 | 8.11% (All-Time High) |
| 2018 | 7.41% |
| 2019 | 7.23% |
| 2020 | 6.12% |
| 2021 | 5.79% |
| 2022 | 7.03% |
| 2023 | 7.05% |
| 2024 | 7.10% |
| 2025 | 7.12% |
| 2026 | Not yet declared (as of August 2026) |
Are you wondering if you can withdraw your Pag-IBIG MP2 Savings prior to the 5th year maturity?