Guide on PhilHealth Monthly Contribution 2026 for Members
PHILHEALTH MONTHLY CONTRIBUTION 2026 – If you are earning over P100,000 per month, here is a guide on your premium.
A large portion of the Filipino population are members of the Philippine Health Insurance Corporation or more commonly known as PhilHealth. It has become one of the most affordable health insurance options in the country. It is even the primary choice for millions of Filipinos.
PhilHealth provides coverage not only for emergencies but also for non-emergency medical needs. Its popularity continues to grow because of the lower monthly premiums compared to private insurance providers which many families cannot afford given the rising cost of living.
To maintain active membership, it is important to pay contributions regularly — specifically the PhilHealth Monthly Contribution 2026. Since its establishment in 1995, PhilHealth has expanded its services and benefits, ensuring wider access to healthcare for Filipinos.
Membership is divided into two categories:
Direct Contributors
- Employees formally employed in government and private companies
- Household helpers or Kasambahays
- Self-earning individuals
- Professional practitioners
- Overseas Filipino Workers
- Filipinos living abroad and those with dual citizenship
- Lifetime members
- All Filipinos aged 21 years and above with capacity to pay
Indirect Contributors
- Indigents identified by the Department of Social Welfare and Development (DSWD)
- Beneficiaries of Pantawid Pamilyang Pilipino Program
- Senior citizens
- Persons with disability
- Sangguniang Kabataan officials
- Those previously identified at point-of-service or sponsored by LGUs
- Filipinos aged 21 years and above without capacity to pay premiums
To keep your membership valid, paying the correct PhilHealth Monthly Contribution 2026 based on your income is essential. For this year, PhilHealth has confirmed that the ceiling rate remains at 5%. Members earning ₱100,000.00 or more per month will contribute ₱5,000.00, while those earning less will pay a proportionate amount according to their salary.
PhilHealth Monthly Contribution 2026 If You Earn Over P10K but Below P100K per Month