Guide on Home Credit Basket Shopping — Here’s How It Works
HOME CREDIT BASKET SHOPPING – Are you ready to go for shopping and just pay for your purchases in affordable installments?
Are you wondering why some people go to shopping malls, shop, and have their purchases charged to Home Credit? The international consumer finance provider has continually grew its offers and it now finances shopping sprees.
You might have yet to check out the Home Credit Basket Shopping. This is actually a Product Loan offer of the international consumer finance provider. Under it, you may shop for several pieces of stuff in the department store and, once you’re done, approach a Sales Associate to be assisted in the application.
If you have an existing product loan offer, it may also be used for the Home Credit Basket Shopping. Please be reminded that the finance provider requires for a downpayment which may vary.
Who are qualified to apply for the said loan offer? Here are the qualifications set by the international consumer finance provider:
- a Filipino citizen
- age 18 – 68 years old
- with reliable sources such as employment, business, pension, and remittances
Not only new clients but as well as existing clients with Product Loan offers may apply for the Home Credit Basket Shopping. To apply for the loan offer, only one (1) valid primary ID that indicates the current address is required.
In the absence of a primary ID, the borrower may submit at least two (2) secondary IDs within their validity period. Here’s a guide on the IDs accepted by the consumer finance provider:
Primary IDs]
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Philippine Identification Card
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
