Requirements for Home Credit Cash Loan that Applicants Must Prepare

Guide on the Requirements for Home Credit Cash Loan Offer for Eligible Clients

REQUIREMENTS FOR HOME CREDIT CASH LOAN – Here are the eligibility criteria and the documents needed in applying for the online loan offer.

One of the most popular lenders in the Philippines now is Home Credit. Truth be told that the types of loans that it offers are huge factors in its successing in the financial industry. Its offers are the loans that really address the needs of many people.

Requirements for Home Credit Cash Loan
Photo Credit: GeekyFaust

Home Credit is undeniably most popular for its product loan offer. It can finance the purchase of a gadget, an appliance, a furniture, or even groceries. It gives clients a more affordable way of getting the things they wanted through their installment offers.

Aside from this loan offer, HC also offers a cash loan for eligible clients. There are a few eligibility requirements for the Home Credit Cash Loan application such as the following:

  • The borrower must be a previous or existing client of HC who has received a cash loan offer. It is usually sent through an SMS or text message or through the My Home Credit app account of the eligible client.
  • a Filipino
  • at least 18 years old but not more than 68 years old

With regards to the documentary requirements for Home Credit Cash Loan, you need to prepare at least one (1) primary ID or two (2) secondary IDs.

Primary IDsSecondary IDs
Voter’s ID
Professional Regulation (PRC) ID – secondary ID with address required
Driver’s License ID
Passport – secondary ID with address required
Postal ID (New)
Philippine Identification Card
Unified Multi-Purpose ID (UMID)
NBI Clearance
Barangay Certificate
Phone Bill
Home Credit Cash Loan

There are several options in applying for the loan offer. To check on the ways for application, feel free to visit — Apply for Home Credit Cash Loan: Here are 3 Options for Application for Your Convenience….

What if you already have an existing cash loan to the lender? You might be wondering if HC allows multiple cash loans. To check on it, feel free to visit — Home Credit Cash Loans – Can I Apply For Another Loan Even If I Have Existing One?.

You might also be worried about the possibility of hidden charges in the loan application. To clear your mind from doubts, you may visit — Hidden Charges in Home Credit Cash Loan? Here’s what you must know before you apply….

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